Yes, If you are aged between 16 and 59, a UK taxpayer with a UK bank or building society account and registered with a UK doctor. Please note pre-existing injuries or illnesses may be excluded. Certain high-risk occupancies may also be affected call us to discuss this further.
The cost is based on the amount of income you wish to cover, your age and waiting period before cover begins. Our bespoke plans start from just 18p per day.
WHAT IS A DEFERRED PERIOD?
The deferred period; or waiting period – is the length of time between the first day of your incapacity to the date when we start to pay your sickness benefit. If you are not sure of your waiting period, refer to your plan documents.
Please be aware that policies do not cover pre-existing medical conditions or injuries.
CLAIMING ON YOUR POLICY
If you wish to make a claim on an existing or future policy, please refer to this section to answer your queries around the claims process. If you have any further queries not covered here, please call us direct on 0800 029 1542 or speak to one of our friendly advisors through our live chat option below.
If the relevant documents, and all the supporting documents, are returned completed correctly then it is possible for a claim to be accepted within five working days of receiving the documents from you. This could vary dependent on your insurer. Refer to your policy documents for confirmation or call us on 0800 029 1542.
When you need to make a claim, you will need an original medical certificate, your last two months wage slips and latest P60 if you are employed. If you are self-employed, you will need your last 3 years account and tax returns.
When you need to make a claim, we will need an original medical certificate, your last two months wage slips and latest P60 if you are employed. If you are self-employed, we will need your last 3 years account and tax returns.
We will also require a copy of your photo identity.